Spensy EMI Loan Calculator

 Spensy EMI Loan Calculator


Spensy – EMI Loan Calculator (“we”, “our”, or “app”) respects your privacy and is committed to protecting it. This Privacy Policy explains how we collect, use, and protect information when you use our mobile application.


1. Information We Collect

a) Personal Information

We do NOT collect any sensitive personal information.

The app allows optional Google (Gmail) login only for basic access and app functionality. We do not collect:

  • Bank account details

  • Debit or credit card information

  • PAN card or Aadhaar details

  • OTPs or financial credentials

b) Non-Personal Information

We may collect limited non-personal information, such as:

  • App usage data (to improve performance)

  • Device information (OS version, app version)

  • Crash logs and analytics (for stability and security)

2. Purpose of Data Collection

Information is used only to:

  • Provide EMI calculator and expense tracking features

  • Improve app performance and user experience

  • Fix technical issues and ensure app security

We do NOT use data for:

  • Loan approval

  • Credit assessment

  • Financial verification

3. Loan & Financial Disclaimer

Spensy – EMI Loan Calculator is NOT a loan provider, NOT a lender, and does NOT offer loans, cash, or credit services.
The app is only a financial calculation and planning tool.
All calculations are approximate and for informational purposes only.

4. Data Sharing & Disclosure

We do NOT sell, rent, or trade user data to third parties

5. Third-Party Services

The app may use trusted third-party services such as:

  • Google Sign-In

  • Google Analytics

  • Google Ad Services 

  • Google admob

These services may collect data as per their own privacy policies.

6. Data Security

We take reasonable measures to protect user information from unauthorized access, alteration, or disclosure. However, no electronic data storage method is completely secure.

7. Children’s Privacy

This app is not intended for children under the age of 13.
We do not knowingly collect personal data from children.

8. User Choices & Control

Users may:

  • Use the app without providing sensitive information

  • Clear app data or uninstall the app at any time

9. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted within the app or on this page.

10. Contact Information

If you have any questions or concerns regarding this Privacy Policy, please contact us at:

📧 Email: [theindiandesignerhouse@gmail.com]